Smurfing is a common money laundering technique where criminals break down large sums of illicit money into multiple smaller transactions. This is done to avoid triggering reporting thresholds and other red flags in anti-money laundering (AML) systems.   How Smurfing Works: Why is Smurfing Used? Smurfing is used primarily to: Indicators of Smurfing: Frequent Small Deposits: Deposits at Multiple Locations: Unusual Transaction Patterns: Round-Number Deposits: Multiple Individuals Making Deposits: Lack of Clear Business Purpose: Inconsistent Customer Information: How to Prevent from Smurfing Preventing smurfing requires a multi-layered approach involving robust anti-money